As a policyholder, you have the right to know the insurance industry's best secret – the state insurance regulator. We are experts who represent you exclusively in the event of damage to your business, commercial or residential property.
For many homeowners, filing a claim for property damage without the help of their claim-handling agency is new territory. You can also hire public insurance adjusters in Rockford via the web.
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The documents are full of jargon and complex calculations that only the claimants can fully understand: depreciation, replacement costs, and actual monetary value.
What is a public tuner?
Public regulators are the only category of the insurance company that works exclusively for you, the policyholder.
o Independent regulators also work for insurance companies, not policyholders. You are just an independent agent, not an employee, so independent regulators can work for many insurance companies.
o Public regulators are the only category of regulators that work exclusively for policyholders and never for insurance companies. This means there is no conflict of interest when it comes to acting on your behalf before the insurance company.
Public regulators will usually contact you after a disaster. You must know what to ask so that you can differentiate an established and reliable company from others.
Many people do not realize that insurance companies do not automatically pay their insurance claims. Instead, you are responsible for proving your right to receive compensation for the loss.
When a disaster strikes, insurance companies have regulators, civil engineers, claims managers, and supervisors who all represent their interests. Who do you have to represent yours?